Woman Sues Debt Collectors Over Alleged Facebook Harassment

A Florida woman who fell behind on her car payments is suing the company she claims has been using Facebook to contact her family members in a campaign to embarrass and intimidate her into paying the debt.

When Melanie Beacham of St. Petersburg had to take a medical leave of absence from her job this summer, she alerted the company, Mark One Financial, that she would likely fall behind on her monthly $362 car payments, her attorney told The Huffington Post. Two months later, the attorney said, Mark One representatives began calling Beacham up to 20 times a day and contacting her cousin and sister on Facebook.

The plaintiff’s court filings allege that on July 30, a Mark One representative using the pseudonym “Jeff Happenstance” sent a message to Beacham’s cousin asking him to have Beacham call a phone number that leads to a debt collection agent at Mark One. Beacham said the company also contacted her sister, who lives in Georgia.

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